Challenge, Dialogues, Action!

Welcome to the Uable Clubs Experience

When we began building Uable, we got the chance to interact with thousands of teenagers. The more we talked to them, the more we realized how much they wanted to find their tribe, build their tribe and thrive in micro-communities. We observed how important it is for teens today to find friends who share the same interests as them — more so than finding those that share the same geography, school, etc. Uable was already building communities and helping teens find their interests; Clubs was a way to bring these two together seamlessly. 

Why Clubs?

With Clubs we wanted to create a curated space where teens could come, meet friends, ask questions about their interests, and build skills by solving fun, interesting challenges. So, each Club in the app brings together the dialogues and challenges most relevant to an area of interest (say, Entrepreneurship) for teens who want to spend time exploring it together. The first few clubs we chose were all sourced from what our teen users wanted. Design and Entrepreneurship have always been big career interest areas for teens, but we also brought in Gaming, Motivation, Love & Relationships, and even a Hangouts Club just because each of these is such an integral part of teen life! With Uable being a lifestyle app for teens, of course we wanted to bring in everything that mattered most to teens here. That will continue to guide us as we bring more Clubs into the arena.

So, what can you do with Clubs? 

Clubs are, first and foremost, a communal space. By definition, that makes it a versatile place that can be moulded by the members. Teens can use a Club to: 

  1. Focus on a particular area of interest, such as Music, and find other teens who are enthusiastic about music, as well as musicians, music directors, and other music professionals to get advice from. This is where you find friends for life
  2. Build skills in specific areas, such as programming, by attempting some really cool challenges set by real-life programmers — helping you not just learn the skills, but also get a peek into what a day in the life of a programmer really looks like
  3. Ask about and discuss your most pressing questions around things really important to you, like love and relationships, anime and manga, movies and web series, with teens who are also in the same boat and who are just as crazy about the same fandoms you are

Clubs will become the ultimate space for teens — by teens — in areas they’re interested in and want to talk about and learn about. Once you’re part of a Club, you’re connected to thousands of other teens and lots of mentors, and you can begin your journey of connecting, building friendships, honing skills, and opening up your world. Look forward to lots of exciting stuff like search, Club notice boards, Club-relevant offers on U-Store, teen-led contests, and much more. 

What do teens think about Clubs?

Feedback from users hasn’t just been great in words, but also in action! We have seen Club memberships skyrocket for brand new Clubs, we have seen teens take complete ownership of launching new dialogues, asking questions, guiding other teens, making friends, having fun and just making each Club their own space, their own community. Of course, we want to keep improving and are incorporating user feedback constantly — including bringing in search features — to make Uable a delightful place for all teens to make friends, build skills, and claim cool rewards.

Only today, a teen user told us he’s here ‘because not a lot of people build for teens’, and at Uable, we do. We launched challenges because we knew teens were looking for a space to build skills, we launched dialogues because they told us they’re looking for a place to voice their opinions, ask questions, and be heard. Clubs are here because all of our users have told us that, at Uable, they value their community most. 

That’s why we think Clubs are a game changer — because they came from our teen community. What becomes a part of each Club, which Clubs come out first, who manages these Clubs (our teens do) — everything is decided based on user feedback. By teens, for teens. And we will continue to follow that mantra. 

Start connecting with teens on the Uable app today!

10 Ways Teens Can Earn Money Online

After 10-12 years, when you look back to your schooling days, one question would definitely pop up in your mind- why did I read such topics that I would never apply in the real world? It is unlikely that you will use Trigonometry, Algebra, and Calculus formulas in your daily life.

In all seriousness, while we talk about how things have changed and we are emerging as a modern society, the area where we are still lacking is the education system. Today, as youngsters, many of them are spending hours learning formulas and mixtures. However, other real-world skills are equally crucial for teenage kids to learn.

Understanding the value of money and financial independence from a young age tops the list to prepare teenagers for a secured future. Perhaps the most suitable way to learn these ideals is by directly introducing them to earning money online.

With the internet dominating the world, tons of virtual opportunities have opened in front of young kids. COVID-19 has introduced work from home setup, and now, apart from adults, it has also presented several ways to teenagers through which they can earn money online.

10 Ways to Earn Money Online

1. Freelancing

With pandemic, freelancing and home gigs got the much-needed acceleration and turned thousands of people into virtual workers. Freelancing in simpler terms means when an individual works independently rather than being associated with one company.

Freelancing is appreciated for the amount of flexibility and ease it offers to the workers. Teenagers who want to start earning money online can try freelancing. They can freelance in different fields, including content writing, editing, app development, design, and several other departments.

Content writing and designing are two of the most favoured areas in freelance. Content is vital in conveying the importance and need of a product. Companies hire content writers who can share the company’s vision with potential consumers.

If you are among those who know the difference between “affect” and “effect,” you can also try proofreading and content editing. For the unversed, many adults aren’t into grammar and syntax and want someone to check their copies. Since teenagers are in school, they have a stronghold over grammar and thus can qualify for this job.

There are various websites available over the internet that can offer tremendous opportunities to freelance workers. While the competition remains high on Chegg India, Fiverr, Freelancer, Freelance India, and Upwork are also emerging as beneficial platforms.

2. Graphic Designing

The world has moved to a digital platform, and the digital world is incomplete without vibrant graphics. If you have an aesthetic eye and a vision to see everything from an artist’s perspective, graphic designing can be the best option.

Students with a keen interest in sketching and art can upskill their knowledge about digital design software through accessible sources over YouTube or additional classes. Once they learn how to use them, they can convert their handmade drawings into digital art and collaborate and sell them to earn money.

You can also design different merchandise such as t-shirts, mugs, pillows, notebooks with your design and sell them.

3. Website Designing

People who are still undermining the importance of having a website to support their business are taking their organization two-step backwards. In this competitive scenario, every company, especially small businesses, are paying more attention to websites.

Students can explore coding and CMS like WordPress and can provide customized websites to companies. There are also different courses available to take and learn about the field without moving out of your house.

4. Influencer

Influencers are basically people who have a large following on social media platforms. Teenagers can showcase their talent and earn money online with access to short video platforms like YouTube Shorts and Instagram Reels.

They can give product reviews, promote brands, sell things and create a stark profile. It requires a lot of consistency as it will keep the audience engaged and earn influencers revenue.

5. Blogging and YouTube Videos

Considered the best way to earn money online, blogging has become another brilliant opportunity for teenagers to fetch them good money. Earlier writing was just considered as a medium to express one’s beliefs and passion. However, since blogs have become an indispensable part of marketing, the field has gained tremendous momentum.

There are several blogging platforms available online that you can choose, like WordPress, Medium, Tumblr, etc. you can pick any topic of your interest and share information or your experience.

By putting blogs consistently over those platforms, you would pull a lot of organic traffic to help you earn money. You can also monetize your blogs by running ads on them or promoting these blogs over social media to gain more readership.

Apart from blogging, YouTube videos also give brilliant exposure to teenagers and help them earn money. You can choose any particular field such as beauty, health, fitness and share tips, tricks, or other information related to them. You can even build your story and enact it to gain more views.

6. Affiliate Marketing

While the term – Affiliate marketing may seem to be new, it has been one of the crucial aspects of marketing. It has grown significantly over the past few years, and people understand it better. It is a widespread technique through which marketers drive sales and generate revenue out of that. You earn a commission every time you sell any company’s products. If you have a basic knowledge of social media branding and digital marketing, this job can help you earn a whopping amount.

As it has become a popular alternative to traditional marketing, its demand has undoubtedly increased in the market. You can become a certified affiliate marketer with even a short-term diploma and can take a step forward to your financial independence.

7. Online Survey

It is another way to earn money online, and by far, it is one of the easiest ways to earn money online. Swagbucks is a popular online website that pays teenagers for filling out surveys and watching videos. You can register yourself on the website, and you will receive surveys over your mail. Once you fill those forms, you will earn points that can be redeemed as cash. You can register yourself to 8-10 different websites, including Toluna, Telly Pulse, CashCrate, and earn well.

8. Online Teaching

We know how the pandemic forced everyone to stay inside houses. The education system got disrupted entirely. However, to continue the process, online education was promoted. After that, there has been a consistent rise of small startups in the education sector, giving a chance to freshers and youngsters to refine their teaching skills. There are several platforms on which you can join as a tutor.

Apart from that, teenagers can also start their own online classes. You can share your expertise in any field with other students. This is also considered one of the feasible ways to earn money for teens as they can manage it flexibly, along with their schools.

9. Owning a Small-Business

After Instagram announced its business and shopping section in 2016, it boosted online business activity, and from the past few years, even teenagers are taking it seriously. There are many accounts over Instagram that teenagers handle. They sell paintings, merchandise, handmade gifts, and other things over the platform and earn money online.

You can also open your e-commerce and sell your products online. It requires consistency, and it helps in engaging your customer with the brand. While initially, it takes some time but once established, you can make a lot more money.

10. Data Entry

The data entry job is often considered as something that can help you earn lots of money. It comes with flexible timing and can be done from home; the only thing you require is a good typing speed and a laptop or computer device. With no investment, teenagers can easily earn money online in this way.

There are many websites over the internet that hire teenagers to create or categorize data for them. While this is a mundane task, companies usually choose temporary people to complete the work, and thus the job is quite popular among teenagers.

Conclusion

Learning and experiencing financial independence can help teenagers to be prepared for their future. The ways mentioned above can help them get real-world experience of how to earn money online. As a teenager, you must have different creative ideas and skills. The right time has come when you can apply those skills and earn extra money online. Additionally, these jobs will add more depth and experience to your resume as well. If you have some other pretty cool concepts, share them with us in the comments below.

Start connecting with teens on the Uable app today!

How to Become a Teenage App Developer

Every day, we utilize a variety of apps on our smartphones. There seems to be an app for everything these days, from chatting to a fitness tracker, language learning, and even banking and investment. App development has become a more relevant career option than ever before, thanks to the increasing usage of apps. App developers who can create user-friendly apps are in high demand, well-respected, and well-compensated for their work.

But you must be wondering at what age can I start working as an app developer?

The truth is that this popular job option has no age restrictions. You can start your app development career as a teenager; many teen app developers in India are well respected and well-compensated.

If you really want to be a successful teenage app developer, you must know –

  • various skills required to become a teen app developer,
  • career path to start your teenage app developer journey, and 
  • ways to gain experience

This article highlights the necessary skills required to become a teen app developer and a typical career path to becoming a successful teenage app developer in India.

What is a Teenage App Developer’s Job?

The word “app development” refers to the complete process of generating new mobile or desktop applications from scratch. An app developer is a person who works on the basic idea of the application, designs the application and is involved in the implementation of the application idea.

As a teen app developer, you’ll likely collaborate with teams of senior data engineers and graphic designers to produce quality applications for various clients. There are various types of teen app developers in India, differentiated based on application types:

Desktop teenage app developers

These app developers typically create apps for desktops and laptops. The majority of them are customized applications created to meet the specific requirements of a company. These applications are simple to use, safe, and effective. They are ideally suited for office settings because they run offline. Most businesses utilize desktop apps to speed up operations, improve performance, simplify synchronization, provide rapid data access, and most significantly, make their employees’ jobs easier. Companies also prefer desktop apps because they protect data from illegal access, which is a problem with most web apps.

Web teen app developers

Web applications, unlike desktop apps, offer the advantage of being accessible from anywhere in the world. They have the advantage of not requiring users to download and install, as users can easily use the app through web servers. Upgrades become easier in the future because you only have to upgrade the app on the server. Web teen app developers are expected to take extra caution regarding the application’s security, as easier access equals more chances of data leaks.

Mobile teen app developers

Mobile applications are something we use every day. They are user-friendly and simple to download. Mobile app developers build user-friendly mobile apps and work on various models of smartphones without any difficulty.

Now that we know the various types of teen app developers in India and the job of a typical app developer, let us talk about various skills required to be a successful teenage app developer.

What Skills Does it Take to Be a Successful Teen App Developer?

Various types of hard and soft skills are required to become a teen app developer:

Hard skills

  • App programming language: This is the most important hard skill required to become an app developer. You must be an expert in any programming language like Java, HTML, CSS, JavaScript, etc.
  • Creative and logical thinking: App developers frequently face figuring out how to make various functions work across several devices and operating systems. If you enjoy applying logical thinking to solve issues, this is the career for you.
  • Designing skills: Though you are expected to work with a team of graphic designers and UX professionals, it is always advisable to have basic knowledge of app designing.

Soft skills

  • Project management skills: App developers must possess project management skills as clients give a specific deadline to complete the whole project.
  • Attentive: Even a small coding mistake might result in a disastrous user experience and the wrong app interface. You’ll need to quality-check both your own and your teammates’ work and pay attention to details.
  • Curiosity: As the technology industry is very dynamic, mobile devices are constantly evolving, so apps must also evolve. You should enjoy learning and have a natural interest and curiosity in coding applications.

Various Ways to Learn App Development and Coding

There are various ways to learn app development and coding. You should pick an educational plan that fits your lifestyle. So, let’s take a look at the most common paths to learn to code and become a teen app developer:

  • Graduation degree: A bachelor’s degree in computer science could be an excellent option if you’re new to app development and willing to spend four years on your studies. This path is suitable for an entry-level position, but it requires a significant amount of time and investment.
  • Associate degree: This is quite similar to a bachelor’s degree. The only difference is that an associate degree is usually of two years. So, you can start your app development journey after two years of study.
  • Self-learning: Many websites offer free online resources to help you learn to code, but the amount of material accessible might be intimidating for a beginner. Although many app developers are self-taught, a structured curriculum and degree or certification program is better for teenage app developers to learn to code.
  • Bootcamps: One of the most popular learning options among app developers is boot camps. You’ll be able to learn at your pace in boot camps. While a bachelor’s degree and an associate’s degree provide academic information, boot camps believe in delivering the practical expertise most app developers desire.
  • Certification programs: There are several online certification programs available to assist you in learning app development skills. Keep in mind that while this is an excellent way to learn to code, it may not be enough to help you develop all the necessary skills required for a long-term app developer career.

Now that you know the methods of learning app development and coding, let us discuss various ways to gain experience and a few tips to become a successful teen app developer in India.

Ways to Gain App Development Experience

There are several options for gaining practical experience and improving app development skills. These ways will provide you with the necessary experience while also aiding in building your resume and portfolio as a teen app developer.

  • Volunteer: Various non-profit organizations are continuously searching for people with coding abilities. Contact such organizations, explain that you’re a budding teen app developer, and inquire how you might assist. It’s a good way to improve coding skills while also serving the community.
  • Internships: Internships are a great way to get hands-on experience with app development. You can apply for online internships and use your coding skills while working from home. Don’t forget to ask for a referral letter or recommendation at the end of the internship.
  • Hackathon: Virtual hackathons can help you learn and compete with other coders and interact with people in the same profession. Even if you’re not a competitive person, this is a fun opportunity to put your coding skills to the test and connect with other developers.

Tips to Become a Successful Teenage App Developer

We have already covered various aspects of app development and ways to become a teen app developer. So, here are a few tips to start your teenage app developer career as soon as possible:

  • Start looking for online coding classes, and learn a few basics of coding before applying for a structured curriculum.
  • Follow famous app development companies and teen app developers to get regular updates about this industry. You’ll be informed about how other teen app developers in India strengthen their skills and resolve complex code issues.
  • Do proper preliminary research before starting a career as a teen app developer. This will help you focus on development areas in which you are interested.
  • Take a look at some of the most popular free app development tools. This can assist you in gaining significant practical experience.
  • Opt for internships and hackathons to get you to learn quickly and improve your app development and coding skills.

App development is a lucrative career opportunity for teenagers as the demand for web, mobile and desktop applications are currently at its peak. Teenage app developers are very well paid in India, so start learning coding skills from any of the mentioned ways. The best thing about coding is that you can practice it by creating apps for yourself. Then you can start pitching app development to non-profits organizations, local businesses, or even family and friends.

Don’t forget to use the tips mentioned in the article to become a successful teen app developer in India.

Start connecting with teens on the Uable app today!

10 Interesting Hobbies for Bored Teenagers

All work and no play will make your teenage kid a dull student. Just performing well in academics is not enough in this dynamic era; honing new skills are equally important for their overall development. Most teenagers are spending their time in front of their screens studying or playing online games. The lack of physical activity or any hobby has made their life a wreck.

If you are also amongst those teenagers who are fed up with living their life online and wish you had a passion, that could get you away from your screen. Well, we have got you covered from this dilemma by specially curating a list of hobbies and interests that you can pursue as a teenager and who knows, you could make a profession out of your hobby in future.

Hobby Ideas

1. Music

Do you like singing or think that you could be the nation’s next sensational singer? Are you fascinated by music and musical instruments? Then music is the hobby for you if you think it brings tranquillity to your soul and mind. You can learn Classical, Hip-Hop, Funk, Rock, Country, Pop, Jazz and various other forms of music.

Along with learning the music, you can also learn to play musical instruments like Guitar, Piano, Drums, Cello, Trumpet, Saxophone, Flute, Violin or any other instrument of your choice. Learning both music and musical instruments will complement your singing and be the best way to channel your skills. To learn singing, all you need to do is love it, and it could be an all-consuming passion or something to pass your time with, depending on your choice.

2. Dancing

Dance is believed to have powers to set one’s soul free and is the best way to let out your frustration. If you are a frustrated, bored teenager who can’t stop tapping your foot whenever you hear music, you should pursue dancing as your hobby. Ballet, Jazz, Tango, Freestyle, Contemporary, Ballroom, Salsa, Kathakali, Hip-Hop, Break Dance, and it’s an endless list of dance forms you can learn.

With the facility of online dance classes, one can easily learn any dance form from any corner of the world. All you need to do is find your jam and dance on it. After completing a certified dance course, you as a teenager can also earn from this hobby by teaching toddlers how to dance. Get up, find your groove and start dancing like no one’s watching.

3. Languages

Communication is the key to any fruitful conversation, whether you are a part of an organization or a business entity or just being yourself. And for this successful communication, strong language skills form a potent foundation to help make this communication. No matter what profession or course you are in, being skilled in an additional foreign language always provides you with an upper hand to travel to a foreign land and your chances of being shortlisted for a university shoot up.

Learning a new language can prove to be not only life-altering but also help develop your cognitive abilities. After English, some of the most widely spoken international languages are Spanish, French, Mandarin, Russian, and German. Students can pick a language of their choice and learn them as a new hobby.

4. Visual Arts

Creativity resides within each one of us, and all you have to do is explore what your hidden talent is. Arts is one form of creativity that motivates every individual to learn something new and fill their life with colours. When going through a list of hobbies for teenagers, most of them stumble upon visual arts as it brings solace to their souls. Enrolling yourself in drawing and painting classes will result in reduced stress and anxiety, which will provide you with improved focus and overall well-being.

If you are a teenager passionate about painting, drawing, sculpturing or pottery making, then this hobby is for you. Joining a visual art hobby class will enhance your skills and teach you the minute tricks and hacks you have missed for so long.

5. Sports

It is well known that in today’s agile world, “All work and no play makes Jack a dull boy”, and in the post-pandemic world, the prominence of physical activities and sports has gone nowhere but up. Since the pandemic, exposure to excessive screen time has proved to be a bane and stressful to teens mentally and has also taken a toll on their physical health. Students should pursue the sports of their interests, whether cricket, football, hockey, swimming, basketball, or any other sports of their choice.

Even short duration of physical activities can act as stress busters and help to be physically fit in the long run. If pursuing outdoor sports is an impediment, teens can go for indoor games that boost their mental health like chess or bridge, which can boost their cognitive abilities. Given the boom in various sports championships and tournaments that have gained fuel in the last decade, a career choice if not for a hobby in any sport would also turn out to be rewarding.

6. Theatre or Acting

Are you a movie or theatre enthusiast? And if you want to pursue a career in acting or theatre, then you should start young. Sign up to a local acting group or get yourself enrolled in a proper certified acting course, take classes and see how far you can go in this field. Opting for theatre as a hobby will be great for overcoming stage fright, boosting your confidence, public speaking, communication skills, speech delivery and various other skills that an actor requires.

7. Cooking

Food is an essential part of survival, and when you are hungry, you need to eat. So be it if you are a boy or girl, if you enjoy eating and you are an all-time hungry foodie, then you will probably love to cook as well. Pursuing cooking as a hobby will instil a feeling of being independent and teach you how to manage time.

You can learn to cook Mexican dishes, Italian delights, spicy Indian cuisines, classic American food, continental food, fine French cuisine and other multi-cuisine dishes to treat your friends and relatives. Nowadays, cooking is also emerging as a bright career option. So, if you think you can learn to cook and invent some delicious delicacies, pursue this hobby idea, and you could be the next celebrity chef in the making.

8. Gardening

Nature has magic that fills everyone with calmness and serenity. This hobby is for all those nature lovers out there who want to learn about plants, grow fruits and vegetables and want to dig deep into botany. Learning gardening will enable you to grow your very own organic fruits and vegetables, which you can sell or use depending on your choice.

9. Writing

It is a hobby that is a thoughtful way to process your feelings and create something unique and exhilarating or to tread on the path of journalism, blogging, and content writing. Writing helps you turn your imagination into words by penning down your thoughts.

If you have a flair for writing, you can start by writing stories, blogs, poems, articles or novels and be a successful writer.

10. Service

As the great orator, Swami Vivekananda once said, “Service to man is service to god”, why not choose a hobby that not only might provide you with real-life experience helping people, animals or the environment but also might help in the betterment of the environment on the whole. Teens or students looking for a hobby to start can think about joining an NGO. There is a plethora of NGOs working towards making this world a better place.

There are NGOs like Teach For India that help educate underprivileged kids. Other NGOs work for making the lives of physically and mentally challenged humans better. Then there are NGOs like PETA that work towards proper treatment and care of animals. Some NGOs work keeping the environment in mind as well as working towards rainwater harvesting and reforestation. Teenagers can search for NGOs in their areas based on their choice and join them. Apart from the exposure these experiences provide, few NGOs provide participation certification that might be helpful from a resume and profile-building perspective.

Conclusion

Interesting hobbies for teens help them keep boredom away and discover their creative side to hone new skills. These fun pastime activities can help you learn time management, build a social circle, handle pressure, destress and refresh your mood.

So, take a break from your monotonous life and learn a hobby that makes you happy, and you never know – you could make a career out of it in the future.

Start connecting with teens on the Uable app today!

Teens Investing on the Stock Market

Investing is one of the key ways of saving money over a period of time. While most people start investing when they get their first payslips, a better way of doing things would be to start investing at a young age, preferably as a teenager. Now, you may think that investing in stocks as a teenager sounds complicated, but it is a lot easier when you get down to it.

Can Teens Invest in the Stock Market?

Stock trading for teens? Is it possible? As a teenager, you would have some idea about the stock market. So, investing may sound like a good idea. However, most brokers allow people to make investments only if they have attained 18 years. While this may be a roadblock for teenagers under 18 looking to begin their investment journeys, you also have other options that you could try to start investing in the stock markets.

How to Encourage Teens to Invest in the Stock Market?

Today, you have many ways to invest in the stock markets, even as a teenager. Although, as a minor, you may need to depend on your parents or guardians to open trading accounts, even though they would be under your name. Moreover, you can access a host of investment and brokerage tools, not to mention educational content that would help you buy a stock. Moreover, these platforms are free, and you will also gain access to debit cards tied to your bank accounts. So, all this should spur more interest to start investing in the stock markets as teenagers.

Smart Teenage Investing: Best Investment Options for Teens

As suggested, you have several options to choose from to start investing as a teenager. However, you may need to set up a custodial account. The best custodial accounts for teenagers include high-yield savings accounts, stock accounts, investing apps, bonds, and mutual funds.

1. High-Yield Savings Accounts

As a teen, you can start by putting your money into a high-yield savings account. While most banks offer savings accounts, various other financial institutions offer high-yield savings accounts that offer higher interest rates than standard savings accounts. However, do note that even with a higher interest rate than traditional savings accounts, high-yield savings accounts still don’t offer as much as other popular investment vehicles such as bonds.

2. Stocks

Teens can also buy stocks or equities offered by publicly traded companies. However, they must get to know as much as they can about the stock market before investing in it. When it comes to stock trading for young people, you have many options with which you can begin. Remember that when you invest in stocks, you become a shareholder of that company and earn dividends, not to mention capital gains, as the value increases.

Also, you must open a trading account to invest in the stock markets. As teenagers, you can work with your parents to open a virtual trading account using which you can practice buying stocks. A virtual trading account lets you trade fake stocks without investing money. So, with a virtual trading account, you can learn about how the stock market works and get to experience trading stocks hands-on.

3. Bonds

Bonds are one of the most stable investment options for teenagers, although they may not be as exciting as stocks. These investment vehicles are debt securities meaning that you would be lending money to the company that issues them. By investing in bonds, you can diversify your portfolio. Moreover, you get a fixed income via interest payouts as long as you stay invested for a long time.

4. Funds

There are two major funds that you can invest in as a teenager – Mutual funds and Exchange Traded Funds (ETF). Mutual funds are technically investment companies that invest in other companies. So, when you put your money into mutual funds, you become an owner of those funds and get to earn a share of the profits. However, note that you will also be bearing the losses.

Exchange-Traded-Funds or ETFs work similarly to mutual funds where you can invest in several securities at once. The major difference is that you can trade ETFs throughout the day, much like stocks. So, by trading ETFs, you will have more control over their prices. ETFs also have various tax benefits over mutual funds and are cost-efficient too.

Moreover, you can also trade index ETFs that allow you to track them against index funds. You can track the performance of ETFs using various benchmark indexes such as the S&P 500.

The other significant advantage of ETFs is that you can invest small amounts. So, this means that as a teenager, you can start investing small amounts in ETFs and diversify your portfolio instantly.

A Guide to Opening an Investment Account as a Teenager

Long-term investments are crucial to growing your money, and as teenagers, one of your most significant advantages is that you have ample time to keep a long investment horizon. By choosing the right investment vehicle and staying invested for a long time, you can be assured of good returns. You need to do two things to make investments that get you a better yield in the long run.

1. Choose an Account Type

To start investing as a teenager, you need to choose an account type. It would help if you decided on the account type that is best suited for your investment needs. The account type depends on whether your teenage child has taxable income or not.

• If you don’t have taxable income, you can open a custodial account on behalf of your parents. It is a brokerage, trading, or investment account under your parents’ control until you reach a certain age. So, essentially, as a teen, when you open a custodial account, initially, only your parents will have access to that account or the funds until you reach adulthood.

• If your children are older and earning, you can consider opening a custodial IRA or a Roth IRA. While there is no age limit for opening a custodial or Roth IRA, your children must earn or have an income source. Also, Roth IRAs have contribution limits, and you must know the limits before investing.

2. Choose a Good Broker

Opening an account isn’t going to be enough unless you find a good broker. The best brokers are the ones that don’t charge a fee for your kid’s trading account. You must also ensure that the broker does not charge you for opening the account. Many brokers also provide educational content that teaches your kids all they need to know about investing in the stock markets. These may be online tutorials or even fake trading accounts where teens can invest for free.

3. Open an Account

Opening an account is an online process and takes less than 15 minutes. You should have all the necessary documents and information with you to quicken the process even further. The information you will need may include your employment and bank details, among other things.

4. Choose Your Investment

Now that you have opened an account for your teenage child, it is time to invest. You can help your child decide on the stocks they should pick by focusing on the big names as they would be aware of them. You can let your children invest in one or two such stocks and build the rest of their portfolios with index funds. 

Ensure that you don’t pick too many individual stocks and stick to portfolio diversification with index funds or ETFs. That way, you don’t end up taking too many risks. After making your investment, you should make sure that you monitor the performance of your stocks regularly. More importantly, you must monitor the earnings and losses rather than those small fluctuations.

Final Thoughts

If your teenage child wants to start investing in stocks, you might as well open a custodial account. It is among the best ways to start trading in the stock markets, especially at that age. However, do note that many of the popular brokerage platforms don’t offer custodial accounts. So, you must research how to open a custodial account for your teenage children. You could also get them involved in this research and explain that they must have attained at least 18 years to start investing in the stock markets. However, if you find that your teenage child is interested in investing in the stock market, you can convince them that a custodial account is the best way to do it.

Start connecting with teens on the Uable app today!

NFT Art Boom And What It Means For Teens

The times where rare pieces of articles auctioned online have faded in history. The advancements in virtual trades have emerged a unique crypto world that brought an entirely new dimension to digital art.

(Source: https://venturebeat.com/2021/08/25/makersplace-raises-30m-for-nft-digital-art-marketplace/)

About NFT

The term NFT (Non-fungible tokens) is digitally encrypted files that can be bought and sold online. Blockchain, a digital public ledger, encrypts the NFT data about the ownership and authenticity, like an agreement, keeping the intellectual property remains tamper-proof.

NFTs are digital objects of the Ethereum blockchain that represent tokens having key information in them. Additional information is the type of art, animation, music, video, etc., in respective file formats of JPGs, GIFs, MP3s, MPEG, AVI, and more. NFTs are tradable as they hold market value in proportion to popularity and social demand.

Creator, usually, an artist is required to have some kind of ‘legal’ ownership of his work to sell the artwork. The designer, usually an artist, signs up with a marketplace with nominal membership charges. The provider renders a secure platform for members to validate their source on the blockchain (e.g. Ethereum blockchain). The members can then auction on an NFT marketplace by listing, similar to eBay.

Unlike bitcoin cryptocurrencies, which are “fungible,” having a uniform valuation, NFTs have unique valuations seasonally set by the bidders.

The Background

NFTs were introduced to solve the problem of creating scarcity for easily reproducible objects (unlike traditional painting or sculpture, duplicating digital artwork is trivially easy – it’s just a matter of downloading a copy).

NFTs are not entirely new. The first type of NFT to hit the market in 2012 was the “coloured coin”, a bitcoin token with additional functionality that allowed them to represent other assets on the blockchain.

NFTs vs Bitcoins

Unlike physical pieces of art that can be broken, lost, or destroyed, NFTs cannot be destroyed because they are recorded similar to cryptocurrency transactions on a blockchain. Here, secure transactions made between two parties are recorded permanently through blockchain.

Unlike cryptocurrencies like Bitcoin, NFTs are not fungal. While all bitcoins are the same, each NFT can represent a different underlying asset and thus different fund values.

How Do NFTs Work?

Traditional artworks like painting are just as valuable for the merits they have. Digital files, on the other hand, are easily reproducible.

With the invention of NFTs, the artworks are “tokenized” to create a digital certificate of ownership used in trading. NFTs render cryptographic tokens. Something similar to a certificate of ownership. It means, only the authorized owner owns the original image with encrypted metadata.

The cryptographic transaction process ensures the authentication of each digital file by providing the digital signature used to track NFT ownership. NFT declares you an authorized owner. When you buy metadata, it gives you bragging rights.

The use of NFT provides proof of authenticity; similarly, the blockchain prevents bitcoin from being “owned” by more than one person.

NFTs are created when a blockchain string records a cryptographic hash, a set of characters identifying a chunk of data, a chain of identifiable data blocks on a previous record.

When someone buys artefacts certified by NFT, the buyer is not buying digital assets. Instead, he is buying digitally certified notes claiming to be an owner. Anyone can download a copy of the file or link to any property with NFT tokenizing, but only the NFT owner has a contract claiming their ownership. Meaning, even though multiple digital versions of NFT Art may scatter on the marketplace, these copies of an NFT remain valid parts of the blockchain. However, having no digital information of authenticity associated with them fetch no value as that of the original.

There are several authorized brands in the NFT marketplace. They sell NFTs.

Here are some of the top names:

  • NFT Show Room – Proof of Art
  • Open Sea – The world’s largest NFT marketplace
  • Super Rare – Deals in CryptoArt and NFTs from the world’s top artists
  • The Gemini Nifty Gateway – The world-leading security technology
  • Foundation – A platform that helps build techno commercial digital artworks and NFTs
  • VIV3 – The Cyybercent Art gallery for NFTs
  • Zora – A decentralized auction portal for NFTs
  • Bakery Swap – A special marketplace made for NFTs
  • Rarible – A gateway to create, sell, collect digital assets secured online

NFT Art – A Rewarding Trend

The digital world now benefits meme-makers or TikTok creators for circulating it over the internet. NFTs, on the same line, through revolutionary technology, rewards art creators. Besides fine art experts, digital artists and even visual artists look forward to NFTs.

The young generation is keen on exploring opportunities to ride on the latest technological developments. Beyond Robotics and AI platforms, kids are minting interest in NFTs, with built-up public consciousness. The renewed trend in cryptocurrencies and growing popularity in digital art have pushed NFTs into major consciousness.

NFT Art is a hot cake in a way that enables creators to monetize their digital artworks. This domain justifies designer interest in technical, creative, and commercial aspects. To teens of this generation, the NFT concept is more compelling. This is true as they have a thorough interest in technological advancements and their reach on social media. They keenly undertake internet-based challenges. In recent years NFT Art is going to be a big teen boom.

Benefits of Trading NFTs

One big selling point of NFTs is that they allow digital artists to claim ownership of their work. Earlier it was difficult for people to earn anything from digitized files of their creativity shared through the internet. The public domain allowed people free downloads, even without the permission of the originator. Limited ways to restrict it through copyright or IP channels posed impracticable problems. NFTs Art resolved the hurdles in making ways for artists to gain. In most cases, the artist retains the copyright of their work. It enables them to continue to make and sell copies.

The piece showcased online demands no redundant maintenance or overheads. Moreover, trading crypto art is safe and theft-proof. The eco-friendly transaction of this kind needs no logistics. The entire lifecycle of NFT Art consumes minimal energy, thus favouring an ecological footprint.

The NFT trading portals such as Ethereum and even Indian brand WazirX protects ownership by generating an immutable unique code. This code enables creators and buyers to verify authenticity by encrypting an unforgeable signature on the blockchain. The buyer of the NFT has a “token” that proves that he owns the “original” work.

Growing Popularity of NFTs

Theoretically, anyone can tokenize their work to sell as an NFT, but the recent multi-billion dollar sales headlines have boosted interest. For example, the animated Gif of Nyan Cat – a flying pop-tart cat made more than $500,000 (£365,000). Another name with NFTs prompts digital artist Beeple, who set a record of $69m (£50m) for his artwork auctioned at Christie’s auction house. Millions of people have visited Beeple’s digital art on the net, and the image has been copied and shared countless times. The traffic, in turn, adds value to the nominated NFT Art. Overall, the NFT market value has a three-fold increase in 2020, crossing $250 million. Interestingly, during the pandemic, NFT transactions crossed $2 billion.

(Source: https://time.com/5947720/nft-art/)

NFT Art renews the definition of ‘artist’. They are named crypto-grifters. The form of NFT Art is more than an artwork. It has the potential to make art ownership more democratic and rewarding. NFTs can be looked at as smart contracts. Offer the artist, for example, the option of future sale of the token as demand grows. The crypto contract is more beneficial than any fixed digital asset, as NFTs can gain surge value. This helps artists secure a reliable source of income and social recognition.

A New Avenue for Artists

The era of Cryptocurrency first opened the opportunity to own completely digital assets. The positioning of digital artwork through NFTs brought a revolution to the Crypto platform. NFTs with added security offer creators the authority to trade the asset digitally by renting, selling, or leasing as a branding tool.

Opportunity Unlimited

The idea of ​​NFTs is exciting. This is a new form of online trading, and it presents us with the possibility of fractional ownership, which can bring excitement and new buyers. Traditional auction houses look forward to mint existing works through NFTs rather than simply digital art trade.

Some NFT Arts come with a royalty option to the artist. Meaning, each time the artwork is sold, the artist can receive 8-10% of all future sales. It depends on what auction portal the artist utilizes. Zora, for example, is an NFT platform with a “creative share” option, meaning users can buy and trade artwork instantly. For young students and net-savvy teens, the NFT model is the best opportunity. With NFTs, teens can drive onto a commercially sustained career path.

The unseen risk for NFTs is whether the trend sustains. NFTs may be the white-hot phenomenon of the moment, but, like any new technology, they still have some way to go before they can be widely accepted and come into the mainstream. However, given the widespread use of blockchain, it seems clear that due to the usefulness of NFTs as proprietary records in the business, they may remain here in one form or another.

NFTs in Teens Perspective

Teens of this generation may exploit the avenue of making NFTs their passion. Who knows someone’s artwork could fetch more mileage than the masterpieces of a past era, such as the Mona Lisa painting.

Recent news talks about Hipper, who brought the concept and collaborated with digital artists, including a teenage boy from India who goes by Ajay Toons, offering works for sale through the NFT Marketplace Atom Hub.

Similarly, Nifty Next Generation featured the work of jstngraphics, a 17-year-old 3D artist and photographer from Washington State, and Solace, an 18-year-old from Soledad, Calif. Both teenagers have been making NFT Art for about a year and came to the limelight after selling their work through the online auction site SuperRare. No wonder their work bagged offers ranging from about $1,000 to $7,250 sold out.

Lucrative? Teens will decide on taking the challenge!

Start connecting with teens on the Uable app today!

Indian Entrepreneurs Who Started As Teenagers

India is a developing country; still, it is an ocean of young and brilliant minds. In every corner of the country, unique ideas are blooming in young minds. In the last three decades, thousands of young entrepreneurs started their unique ventures. These teenage entrepreneurs never consider their age as a constraint in achieving their dreams. There is no shortage of teen entrepreneurs who have created their own big and dreamy success stories. Some of these teenagers achieved more than the biggest CEOs achieved in their entire life. They are also earning a considerable amount of money. These Indian teenage entrepreneurs proved that they don’t need an IIT/IIM degree or Ivy League education to achieve big in life.

In this article, we will learn about top young entrepreneurs in India sparkling on the world platform.

Rohit Kashyap

Rohit Kashyap belongs to a small town in Bihar and grew up in a middle-class family. He was a brilliant kid, and he won several Olympiads. He even scored rank under 1000 in ICAI commerce wizard. At the age of 14, he decided to help other students to perform well in the Olympics. For the same, he got approximately 350 calls from students in 45 days, which gave the idea of his venture. At the age of 14, Rohit established the Maytree School of Entrepreneurship to help students. Maytree School of Entrepreneurship is a virtual school that helps students learn innovation and entrepreneurship. Rohit Kashyap also has millions of followers on quora. He is one of the most admirable young entrepreneurs.

Shravan and Sanjay Kumaran

Shravan and Sanjay Kumaran are brothers, and they are 18 and 16 years old, respectively. They are the youngest app developers in India. Initially, they started coding as a hobby and later engaged in developing applications. Their father is a director of a software company. He guided and supported them to become young entrepreneurs in India. Their first successful app was “Catch Me Cop”, and the Apple App Store purchased it. Their company “GoDimensions” was launched in 2011. Through GoDimensions, they launched ten more apps. The average rating of their apps is 4.5, and this is enough to tell their success story to the world.

Advait Thakur

Advait Thakur was curious about computers at a very early age. His father arranged coaching of computer basics for him at the age of 6. Apart from this basic training, he did self-study and developed the first website at the age of 9. At the age of 14, Advait developed his first app, “Technology Quiz”. This app is developed to help students to learn science and technology. He has great enthusiasm for artificial intelligence, NPL and cloud computing, and he is working on these projects with Google. He built an “Autism Awareness” app for Google. He is also a founder of a company, “Apex Infosys India”. He has a philanthropic mindset and gives free services to NGOs.

Akhilendra Sahu

Akhilendra Sahu was born in the small city of Narsinghpur in Madhya Pradesh. He went to Narsinghpur public school and was enrolled for a B. Com degree. He started working as a freelancer at the age of 16, and 3 years later, he became CEO of ASTNT Technologies. Apart from this, he also owns ASTNT Media, Technical Next, ASTNT Newswire, InfinityFame, StartUp199, HeyIndia, and ThePublishly. He also co-founded companies like Scoop Beat Private Limited and Internet News Media Company. He is the number one web designer in Madhya Pradesh. He is one of the most successful CEOs globally because he believes there is magic in action. He also helps celebrities of Bollywood in increasing their social media presence.

Tilak Mehta

Tilak Mehta is the youngest entrepreneur in India. He established a company named “Papers and Parcels” just at the age of 13. Papers and Parcels deliver essential papers and small parcels the same day within Mumbai. Once, he went to his uncle’s house at another end of Mumbai and forgot his textbook. He needed that textbook urgently, but he couldn’t get it because there was no medium of same-day delivery. Then this idea of “Paper and Parcel” came into his mind. He partnered with Dabbawalas in Mumbai, and now his company delivers 1200 parcels every day. He is the youngest TEDx speaker, the youngest Forbes panellist and the Youngest Entrepreneur awardee.

Trishneet Arora

According to the Indian parent’s mindset, Trishneet Arora is a failure because he failed the class 8 exam, and he dropped out from further studies. Later, he was enrolled in distance education, and again he failed in class 12. Family and friends always underestimated him, but he founded his own company at the age of 19 in 2013. The name of his company is TAC security solutions. He is the youngest ethical hacker in India, and his company provides vulnerability assessment and penetration testing services. He wrote two books on ethical hacking entitled “Hacking Talk with Trishneet Arora” and “Hacking with Smart Phones”. He was also named Entrepreneur of the Year in 2020. He made it on Forbes list of 30 under 30 and 40 under 40. He handles cyber security issues of CBI, Punjab police, Gujarat police, and reliance industries.

Farhad Acidwala

Farhad Acidwala was interested in entrepreneurship from the tender age of 13. He learned website development and created an online community about aero-modelling and aviation. Later, at the age of 16, he bought an online domain for just 500 bucks. Then at the age of 17, he built his company Rocstah Media. He was also interviewed by CNN. He is also a founder of CYBERNATIVE DIGITAL and was 5th on CNN Money’s 2011 list of young entrepreneurs. He also featured at number 4th in the 2012 list of most promising entrepreneurs of the year of India TV. He was also a part of 25 internet success stories aged 25 and below. His company’s global presence is enough to tell about his entrepreneurship potential.

Ritesh Agarwal

Ritesh Agarwal is a college dropout and one of the well-known names for entrepreneurship in India. Ritesh started his entrepreneurship career at the age of 17 in the online marketing industry. The “OYO rooms” was established by Ritesh Agarwal at the age of 19 in 2012. The aim of this was to ensure the availability of budget hotel rooms for budget travellers. Initially, the start-up was named “Oravel Stays”, which later changed into OYO rooms. The company started with just 11 rooms in a hotel in Gurugram. Currently, the company is operating 65000 rooms around the country in 5500 properties. The “OYO rooms” operates in 170 cities in India. Ritesh Agarwal is named as the world’s second-richest billionaire by Hurun Global Rich List 2020. He has appeared twice in the Forbes list of 30 under 30.

King Siddharth

King Siddharth grew up in a remote and backward area in North India. In that area, kids have very little exposure to different kinds of recreational activities. As an 11-year-old kid, from his boredom, he got an idea to organize local contests. He started charging a few bucks as entry fees to participate in the contest. That money was used for giving prizes to winners. This local contest was successful and popular, and Siddharth’s entrepreneurship journey started from it. He took admission in a college but later dropped out without completing the degree. After opting out of college, he started a magazine, “Friendz”. This magazine provides a platform for kids and teens to express their thoughts and ideas. He also became a motivational speaker. He is helping teenagers by teaching them modern entrepreneurship skills, blogging, and web designing etc., through his venture conference Createens. Siddharth is the most admirable Indian teenage entrepreneur among small-town teens.

Shreelakshmi Suresh

Shreelakshmi Suresh is also one of the youngest web designers, young Indian entrepreneurs, and CEOs. She designed a website at the age of 6. Her formal venture, eDesign, started at the age of 10. Later, she established a full-fledged company, namely TinyLogo. Her company deals with web design, search engine optimization and provides other web services to many brands. She also designed the website of the school in which she used to study. She is the only person to get the Gold Web Award under the age of 18. She has also received several national and international awards.

Conclusion

These stories of Indian teenage entrepreneurs are motivational and inspirational to millions of teens in India and worldwide. They will –

  • encourage kids to think out of the box and start working towards their dreams;
  • motivate aspiring teen entrepreneurs to work hard despite constraints; and
  • tell them that everyone has enormous potential to fulfil their dreams.

Nothing can stop you if you have a dream and will power to stand for it in every situation. These are the stories of just ten young successful entrepreneurs in India, but there are thousands of unheard and untold stories. I am very hopeful that we will hear thousands of such stories of Indian teenage entrepreneurs in future.

Start connecting with teens on the Uable app today!

What Are The Different Skills Teenagers Need For Future Employment? 

The teenage phase is one of the critical phases in a person’s life. This is the phase when we are just entering into our early adulthood, experiencing different emotions and feelings. 

At this age, teens neither act like kids nor do they act like full-grown adults. That is why teens need to start developing their skills at this moment for future employment. Specific soft skills such as time management, good communication skills, and active listening are some of those critical skills that you, as a teen, can start developing. 

What Are The Different Skills Needed by Teenagers for Employment?

Teenage life is an important yet complicated phase of life. While some teens know what they want out of their lives, others are clueless about where they want to head. In such circumstances, developing soft skills can prove beneficial for you. No matter what profession or career you choose, these are some skills that will make you employment-ready. 

The most important skills that you need to have to be future-ready are as follows:

The most important skills that you need to have to be future-ready are as follows:

  • Good communication skills

Communication skills are one of the most essential skills to have.  

Communication skills include good speaking skills, public speaking, good listening, and effortlessly expressing one’s thoughts. A good communicator will always be able to explain their ideas in a way easily understood by others. Parents play a crucial role in improving the communication skills of their teens. They must teach them to read with good understanding, write with clarity and speak with complete transparency. 

Good communication skills help teens crack interviews, participate in various debate competitions, and enhance their employment opportunities. If a candidate knows when to make eye contact, when to nod head, and how to look focussed, they have a better chance at cracking the interview than others. Teenage communication skills can be enhanced by reading books, listening to podcasts, and speaking to people. You can check out some great podcasts here

  • Time management 

Time management is another excellent skill set that people of all age groups require. We often find it hard to prioritize and focus due to a lack of time management skills. If you know how to control your time, you can control every aspect of your life. 

Time management skills can be learned by making sure that the teen follows a routine. Teens should devote a fixed time to academics and other curricular activities. 

Follow a routine and complete your tasks on your own. This way you can learn how to manage your own time. 

  • Digital literacy 

Though digital literacy is something that teens already know since they have been born into the digital era, learning this skill is of utmost importance. These days there are so many stories of teens earning from the internet either by affiliate marketing or content writing. 

Nearly every career today is digital. Just learning how to operate computers and knowing languages in school is not enough. Digital literacy also includes becoming familiar with technologies, learning about emerging technologies, and understanding the nooks and corners of the digital world. 

If you’re a teen, you can try reading books, articles, Reddit threads or follow people on Instagram, Twitter to know more about digital literacy. You can check out the different career options that digital literacy can offer here

  • Curious minds 

Though this is no skill, teens must be encouraged to think, ask questions, and be more curious. Slowly, with the advent of the internet, their curiosity levels have dipped with information available at the click of a button.

When you’re curious, you’ll want to learn more. In a modern work environment, your passion for learning new things is what will keep you going. As a teenager, you must think clearly and ask questions. 

  • Problem-solving 

Problem-solving is another excellent skill that most teens do not pick up in school. If a young person knows how to solve problems independently, they become more capable of doing things. Frequently, this acts against young employees. They are not able to understand and learn things on their own and end up leaving the job.

 It is a good thing to make teens understand this and let them solve their problems on their own. It doesn’t mean that parents should leave everything on their shoulders. It just means that the teens must know how to approach while solving any problems. 

  • Supportive nature and cooperation 

Teenagers must realize and understand the importance of being supportive. They can be supportive of their friends, relatives and even be compassionate. These are also some of the traits that will help them in becoming good humans. 

Being cooperative is another skill that can help teenagers in getting ahead in their life. It can also help them in networking with the right people. If you’re a teen, you can use Uable to network with the right set of people who can later turn into your guide and mentors. Uable helps you build networks with unique personalities. By being cooperative and supportive, you’ll also understand the spirit of teamwork. 

  • Creativity 

These days creativity is booming. There are so many career options that people are pursuing all because of their creative minds. Teens must be encouraged to use their imagination by involving them in different activities. These can range from painting, singing, dancing to poetry, writing, or theatre. Most teenagers find their passion while doing these activities or hobbies. If you know your passion, you can easily make a career out of it. Finding your Ikigai can go a long way in your life. 

These are some of the skills to learn as a teenager. Every teen should learn these soft skills to make sure they are future-ready. 

Above all, they must be open to challenges, new learnings, and new experiences. Parents must encourage a holistic approach to learning. A holistic approach includes not just studies and problem-solving but also activities that require your imagination and creativity, such as reading books, having a hobby, or picking up a new language.  These skills will help a teenager in overcoming obstacles and create a good life. 

Want to explore teenage stories, blog posts and network with teens who think like you? Uable offers a fantastic platform, replete with case studies and projects to make studying more exciting!

Start connecting with teens on the Uable app today!